On... 2025

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The bad news is I am not able to beat the market in 2025 (ROI since Inception ASX200: +44%, Me: +4.7 %). The good news is my net worth still increased despite poor investing performance this year, but this is due to increasing my savings by lowering expenses (see below Figure). For annual updates, see Portfolio Update.


This year is marked by ATH’s in precious metal and stocks but pretty bad for crypto. With crypto being a large part of my portfolio, that has hampered my performance. ASX200 reached an all time high in October 2025 but has since retraced a little bit. Precious metals like gold and silver has kept its momentum going even going into 2026. $BTC on the other hand was doing pretty well, reaching ATH on 6/10/26. But shortly after, a big liquidation even happened on the 10th of October. Over $19 billion of leveraged positions were wiped out! This is the biggest ever liquidation event in crypto dwarfing the FTX collapse and COVID crash. Up until today, there is no clear reason as to what had happened that day.


The best performing asset (ROI since Inception) of the year was BNB (Binance coin),  +125%. BNB is only one of the few crypto assets that can beat $BTC’s performance. The worst performing asset (ROI since Inception) was EXL (Elixinol Global Ltd), -99%. I bought this company after the medical cannabis sector was sold off, but apparently it was still not near enough to the bottom. I am hoping for the cannabis sector to rebound.


This concludes my eighth year of investing and I made some changes to my overall investing strategy. This year I added even shorter time frames. Previously I had trades that ran from months to a year. In 2025, I have trades that ran for days to a month. Being diversified usually means having lots of different assets, but having different time frames could also help. Although, that didn’t help with my short term trading performance. It was still negative but at least not as bad as the previous years (with an EMV of -3.79 versus EMV of -160.86 in 2022). 


What about 2026? My crystal ball tells me it might be a positive year for returns. M2 liquidity had been on a tear since 2025 and continues to grow. According to Raoul Pal, there will be a large liquidity injection of up to $8 trillion in 2026. And some of these will spill into the stock and crypto markets. On the other hand, 2026 is supposed to be a negative year for crypto according to the 4 year cycle. There is still potential for 2026 to be a down year due to this, but thus far  $BTC  is still in an uptrend and hovers above 90k.


What does this mean for my 2026 plans? At this point, I am 80% invested (20% cash), which is considered bullish and this is a level I'm comfortable with, until there is a reason that says otherwise. I don’t expect any more changes to my trading and investing strategy this year and remain cautiously optimistic.






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