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Showing posts from March, 2019

On... Making Mistakes

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Nobody likes making mistakes, but it is inevitable especially in the world of investing . In a Coffee Can investing forum, Tom Gayner said mistakes become less important with time ( something along that line ). That got me thinking, and I created a scenario to have a look. The scenario is as follows:- You invested 20,000$ and split it into 10 stocks. ( 2,000$ per stock ) After the first year, 6 of those stocks ( 12,000$ ) went to zero ( in reality, this would not happen even if you try ) ! You just lost 60% of your portfolio value in a year. Investing is terrible?! However, let’s look at what happens with the passage of time, assuming your remaining 4 stocks generate an annual return of 10% each. After the 1st  year, your portfolio lost 60% of its value and it takes you 10 years to return to your initial invested amount of 20,000$.  In 20 years, you would have increased the investment to  53,000$. That ’s  a gain of 169% with a total portfolio ...